Harborline Insurance Group
Agency code VX-AG-00417  ·  agent.visionpci.com

No Pre-Formatted Spreadsheet Needed

Upload the files your agency system already exports. Vision reads AL3 files as they are and matches the supplemental export to each policy for you.

1. AL3 Book File

Required

Policy, insured, property, coverage and premium data exported from your agency management system.

Drag AL3 Files Here
Accepts .al3, .dat or .zip
harborline_book_2026-07.al3
412 policy records · 38.4 MB
Uploaded

2. Carrier or CRM Book-of-Business Export

Recommended

Excel export of your book of business from the carrier or your CRM. It fills coverage and property details the AL3 leaves out.

Drag Excel Export Here
Accepts .xls, .xlsx or .csv · Any column layout
carrier_book_export.xlsx
401 rows · 2.1 MB
Uploaded

Add Supporting Documents

Optional
0 Documents Added

Optional. Add whatever you have, in any combination. Vision matches each document to its policy to fill data gaps.

4-Point Inspections

Roof, electrical, plumbing and HVAC condition.

Wind Mitigation Reports

Wind mitigation certificates that earn credits.

Declarations Pages

Current carrier coverage and limits.

One bulk packet: a single combined PDF or zip for the whole book, matched to policies automatically. Per policy: attach files to each policy number.

6 Unresolvable Addresses Need a Fix

Those 6 policies wait for a fix. The other 406 model now. Missing Data and Mismatch flags model as is unless you fix them.

File Checks

FileTypeRecordsMatchingResult
harborline_book_2026-07.al338.4 MB
AL3 412 policies All records parsed Passed
carrier_book_export.xlsx2.1 MB
Book Export 401 rows
395 matched to policies6 unmatched rows ignored
Warning

Policy Flags

Fix a flag here, attach a document that resolves it, or leave it as is. An unresolvable address holds that policy until it is fixed.

FlagBook RefInsuredIssueActions
Showing 7 of 24 flags · 6 Unresolvable Address (held) · 12 Missing Data (1 fixed) · 6 Mismatch
406 Policies Ready to Model · 6 held until fixed

Price First Rule

Equal coverage is never shown above the current premium. A higher premium is only possible when Vision changes the coverage, and it is never recommended.

Matched

268 Policies

Same or better price with same or better coverage · Current $812,440 → Vision estimate $741,960 · Clients save $70,480

Recommended 268 of 268 Selected
Book Ref Insured Carrier · Form Current Estimate Difference Coverage
Showing 5 of 268 · Sorted by largest savings

Referrals

65 Policies

Underwriting checks these against set criteria. Not part of Select All; you are notified when one is released.

By Reason
Book RefInsuredReason CurrentEstimateStatus
Showing 4 of 65 · Referrals are not in Select All

Knockouts

73 Policies

Vision can’t offer these in the standard program. Each row shows why.

By Reason
Book RefInsuredReasonStatus
Showing 4 of 73 · Knockouts are never mixed into the Matched group
268 Policies Selected · $741,960 Vision estimate · +$24,040 est. agency revenue

Updates Needed: None

Built 2012 · Roof replaced 2019 · Systems current per Property DNA. This home qualifies as it is.

Savings Plus More Coverage

Vision’s filed rate is well below today’s. Filed rates can’t be discounted, so Option A adds HO5 open perils coverage to close the gap, and the client still saves $60 a year.

Choose an Option

Four estimates for this home, not quotes. Only options with the same or lower premium and the same or better coverage can be selected.

Estimate to Quote

Quote Ready

State preview: shown when the policy is 30–60 days from its 09/01/2026 renewal and becomes a bindable Majesco quote. It also appears on the Renewals tab.

Original Estimate
$2,940
Option B · modeled 07/13/2026
Quote Price
$2,985
Bindable Majesco quote · 08/02/2026
Why It Changed
+$45
The wind mitigation report on file expired, so the credit was recalculated at quote. Still $195 below today with the same coverage.

Compare Side by Side

Current policy next to the options you pick. Options that cost more for equal coverage never appear.

Line Current · Sample Carrier A Option A Estimate Option B Estimate (Selected)
5 of 17 coverage lines differ · 12 identical lines hidden. Every difference shown is the same or better than the current policy.
Option B Selected for Sample Insured A · 1 of 268 reviewed · the rest use their best match